A jewelry appraisal is the process by which a certified appraiser examines and determines the 4 C’s of a Diamond or Gemstone ( Carat, Cut, Color, and Clarity) which is loose or set in a piece of jewelry which in turn will determine the dollar value for the piece. The appraiser must first determine if the gemstones are genuine and if the piece of jewelry is set in gold, silver or platinum, or if the metal used in the jewelry is some other type of metal.
Often, one of the most important reasons behind getting your jewelry appraised is for insurance purposes. To make sure that your jewelry is appraised in accordance with its quality, it is advisable to have it appraised in a timely fashion. In the event of a loss, it becomes easier to prove the value of your jewelry if appraisals have been conducted on a regular basis (every 7 – 8 years).
Insurance companies would want to see documented proof of value, and a jewelry appraisal from a store like Johantgen Jewelers would be of great use. It also makes financial sense to ensure that the value of your jewelry is keeping up with the market prices of precious metals, diamonds, and fine jewels. The rise and fall of these values could change the value of your jewelry, and therefore, it becomes increasingly important to be aware of the value of jewelry at different points in time.
If you’re wondering where to get your jewelry appraised, look no further than Johantgen Jewelers! Give us a call or stop into our store today to begin the jewelry appraisal process today.